Introduction to Law Journal Website

Welcome to the Law Journal Website. The purpose of this site is to cover law subjects that will be of general interest, and following are some topics of law that will be covered in detail:

Personal Bankruptcy

Chapter 7 and Chapter 13 are the two main types of personal bankruptcy that are frequently filed. Chapter 7 is a liquidation plan where assets are sold to pay creditors. In Chapter 7, debtors are able to have unsecured debts like credit cards and installment loans discharged. Some personal property is exempt from sale, so debtors will usually be able to keep their homes and cars if they are not delinquent on payments. Chapter 13 entails the filing of a plan to repay creditors over a three or five year period. At the end of a successful Chapter 13 bankruptcy, the remainder of a filer's unsecured debts will be discharged.

Internet Law

Laws concerning Internet rights and privileges are evolving. Issues concerning domains and hosting agreements are frequent cause for litigation. Online privacy concerns are more relevant every day as more consumer information is stored and processed. Many states are attempting to collect sales taxes form Internet purchases, and new online promotion and advertising regulations are being proposed.

Debt Settlement and Credit Card Settlement

Since the financial meltdown of 2007, debt settlement has come to the forefront. Many debt resolution companies claim to be able settle debt for pennies on the dollar. While legitimate companies like these do exist, consumers must be careful to separate the good from the bad.


The record wave of foreclosures may be over, but the damage remains. Although big banks have made settlements with the government in regard to shoddy foreclosure practices, there is lots of controversy concerning whether consumers have received the short end of this deal. Some feel that these agreements have severely limited the future liabilities of the big banks at the expense of the consumer.

Living Trusts

A living trust is a document that allows another person to be in complete control of a group of assets. The person who actually holds title to certain property is called the trustee, and the other party is called the beneficiary. Many wealthy persons use this structure to protect their property from creditors and adverse legal actions.

Tax Settlements

Anyone who listens to the radio will often hear commercials that tout the services of tax resolution companies. While the IRS does have procedures in place for the settlement of tax issues, the procedure is complicated and time-consuming. Tax resolution services don't always provide the best service, however, and it may be more cost efficient to retain a good tax attorney.

Please visit this site often for updates on these and many other interesting law topics.